Terms and Conditions

Section 1 — Acceptance of Terms

By accessing https://ipayr.com, applying for a license, or using any iPayr systems, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, you must not access or use iPayr services.

Section 2 — Nature of Services

iPayr licenses access to proprietary automation systems. iPayr does not sell source code, provide financial advice, act as an investment advisor, or guarantee financial outcomes.

Section 3 — Licensed Access (Not Ownership)

Licenses grant limited, non-transferable access to iPayr systems during the license term. Users do not receive ownership, intellectual property rights, or source code access. Reverse engineering, redistribution, or replication is strictly prohibited.

Section 4 — User Responsibilities

Users are responsible for maintaining control over their exchange accounts, API keys, and configuration settings. Users must comply with applicable laws and exchange policies.

Section 5 — Fees and Payments

License fees are due in full unless otherwise agreed in writing. All fees are non-refundable unless required by law. Failure to renew may result in termination of access.

Section 6 — No Guarantees & Risk Disclosure

All market activity involves risk. iPayr does not guarantee profitability or specific results. Users assume full responsibility for financial decisions and outcomes.

Section 7 — Limitation of Liability

To the fullest extent permitted by law, iPayr is not liable for loss of capital, lost profits, indirect damages, exchange failures, or third-party disruptions. Total liability shall not exceed fees paid in the prior 12 months.

Section 8 — Intellectual Property

All systems, branding, algorithms, documentation, and content are exclusive property of iPayr. Unauthorized use may result in legal enforcement.

Section 9 — Termination

iPayr may suspend or terminate licenses for violations of these Terms. Termination may occur without refund where permitted by law.

Section 10 — Governing Law & Arbitration

These Terms shall be governed by the laws of Wyoming, USA. Disputes shall be resolved through binding arbitration prior to litigation. Users waive class-action participation rights.

Section 11 — GDPR Addendum (EU Users)

For users located in the European Union:

iPayr processes personal data in accordance with the General Data Protection Regulation (GDPR).

Lawful Basis for Processing:

  • Contract performance
  • Legitimate business interests
  • Legal compliance

Data Subject Rights:

Users may request access, correction, deletion, restriction, or portability of personal data.

Data Transfers:

Data may be transferred outside the EU with appropriate safeguards.

Data Retention:

Personal data is retained only as long as necessary for licensing and legal compliance.

Section 12 — CCPA Addendum (California Users)

For California residents under the California Consumer Privacy Act (CCPA):

Users have the right to:

  • Know what personal data is collected
  • Request deletion of personal data
  • Opt-out of data sale (iPayr does not sell personal data)
  • Non-discrimination for exercising privacy rights

Requests may be submitted via the contact email listed below.

Section 13 — Contact Information

iPayr LLC
Email: support@ipayr.com
Website: https://ipayr.com
Business Address: 1309 Coffeen Avenue STE 1200, Sheridan, Wyoming 82801